1. Hit random on wikipedia.com. The page that comes up is your band name.
2. Hit random on quotationspage.com. The last 4 or 5 words of the LAST quote on the page make the album title.
3. Flickr.com - click on the last seven days link at the very bottom, then click on interesting photos from last seven days. The 3rd picture is your album cover.
4. MSPaint or Photoshop it and post in the comments.