mudcub (mudcub) wrote,

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I'm An Idiot

I was talking to my financial genius friend, and he was mentioning subprime loans.

I told him, "I'd like one of those!"

I thought that subprime meant "sub-the prime interest lending rate". I wouldn't mind a loan for less than 8.25%.

He corrected me that they were mortgages for people with substandard credit. I had to check out Wikipedia to learn something (

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